Boost Your Financial Health in 12 Monthly Steps

By Eve Kaplan, CFP® Yup – it’s that time of year again when you consider your New Year’s Resolutions. The top 3 New Year’s Resolutions recur each year: eat less, exercise more anHere are 12 monthly steps to cultivate better financial health.d clean up your finances/investments. You can do much of this if you’re a […]

It Pays To Be a Tax-Savvy Investor

by Eve Kaplan, CFP(R) Practitioner Be a tax-savvy investor and employ strategies to reduce taxes.  Various strategies  include  1) asset location, 2) tax-managed mutual funds,  3) index Exchange Traded Funds (ETFs) and 4) tax loss harvesting. Finally, higher income earners (individuals and jointly filing couples who exceed $200,000 and $250,000 of modified adjusted gross income, respectively) […]

Ring in the Year with Investment Clarity!

 by Eve Kaplan, CFP(R) Practitioner “Out with the old and in the new” – so the old adage goes at the start of each year.  I hope 2014 will bring even more clarity and transparency to the financial planning and investment world so the public is better informed and better protected. Grand Theft, Ponzi-Style: We […]

“The Retirement Gamble”

by Eve Kaplan, CFP(R) Practitioner Have you seen the PBS Frontline documentary “The Retirement Gamble”? PBS ran it again on October 29 on Channel  13 — just in time for Halloween. It’s hard to watch this program without a sense of horror at the way our retirement plan system is rigged to rip off Americans struggling to save for their […]

KISS (Keep It Simple, Stupid) Your Way to Financial Health

By Eve Kaplan, CFP® Practitioner Are you familiar with the KISS (“Keep it Simple, Stupid”) concept? KISS helps you refine your elevator speech, write concisely…and can boost your financial health. KISS can help you cut through the endless avalanche of financial and investment information/tips. After working with hundreds of financial planning and investment clients, here […]

Caveat Emptor (Buyer Beware) When It Comes to Complex Annuities!

Do you own an annuity — or have you been approached about buying one? Be aware that annuities are under increasing scrutiny, with the State of Florida leading the charge. Florida put suitability standards on the books in January 2011 to protect its senior citizens from fraudulent annuity sales that are unsuitable for a person’s […]

Downton Abbey Financial Lessons

by Eve Kaplan, CFP(R) Practitioner Like millions of Americans, I’m hooked on Downton Abbey. If you’ve somehow missed this sensational TV phenomenon, Downton Abbey chronicles the wealthy Crawley family and their estate in 1910-1920s England. Lord and Lady Grantham head up the large, affluent  Crawley household teeming with family and servants. There is plenty of […]