Take a Quiz: Is Your Financial Advisor a “Broker” or a “Financial Planner”?

by Eve Kaplan, Certified Financial Planner (TM) Professional You have a financial advisor, but what kind is he/she? Take this brief quiz to see if you can tell the difference between a “Broker” and a “Financial Planner.” Receive 2 points for all “Yes” answers, and 1 point for all “No” answers: My financial advisor has […]

Big Changes in Social Security Headed Your Way

by Eve Kaplan, CFP(R) There are big changes in Social Security benefits headed your way. Congress surprised the financial advisory community in November 2015 by killing off two Social Security strategies many of us advisors utilized to maximize benefits for our married couple clients:  1) “file-and suspend” and 2) “restricted application.” Couples most affected by […]

When Your Parent’s Financial Problems Become Your Problems…

By Eve Kaplan, CFP® Professional What should you do when your parent or parents’ financial problems become your problems? We Americans are notoriously private about financial matters; it’s common for adult children and parents to share very little in the way of financial information. This kind of privacy can come back to bite us, however, […]

Boost Your Financial Health in 12 Monthly Steps

By Eve Kaplan, CFP® Yup – it’s that time of year again when you consider your New Year’s Resolutions. The top 3 New Year’s Resolutions recur each year: eat less, exercise more anHere are 12 monthly steps to cultivate better financial health.d clean up your finances/investments. You can do much of this if you’re a […]

Will You Be Caught Flat-Footed by the “New Retirement”?!

by Eve Kaplan, Certified Financial Planner(R) Will you be caught flat-footed by the “new retirement”? This “new retirement” looks nothing like your parents’ and grandparents’ retirement. The “new retirement” is a very mixed bag – there’s good news, bad news and elements of unpredictability. First, the good news. People are living longer than ever and are […]

February: Romance and Credit Reports

by Eve Kaplan, Certified Financial Planner (R) February is the month for romance, roses and chocolate. Here’s a (slightly less) romantic suggestion for February….let it be the month to discuss your current and future financial goals with your significant other…since money can be a source of conflict and misunderstanding in a relationship. Finally, (even less romantic but […]

Ring in the Year with Investment Clarity!

 by Eve Kaplan, CFP(R) Practitioner “Out with the old and in the new” – so the old adage goes at the start of each year.  I hope 2014 will bring even more clarity and transparency to the financial planning and investment world so the public is better informed and better protected. Grand Theft, Ponzi-Style: We […]

Shopping for Financial Advice? New Guidelines May Help

by Eve Kaplan, CFP(R) Professional Data show Americans spend more time comparison shopping for TVs and other consumer purchases than they spend shopping for a Certified Financial Planner® professional. Of course most Americans have not comparison shopped for a Certified Financial Planner® professional – I’m only talking about the minority of Americans who have shopped […]