Create PDFPrintby Eve Kaplan, Certified Financial Planner(TM) Whether you’re working with a broker or advisor, or you’re managing your own investments, watch out for these common investment errors. They are: 1) having multiple overlapping holdings (and not being aware of it), 2) having a risky portfolio that’s a poor fit with your needs and 3) […]
Are You Making These Common Investment Mistakes? Here’s What To Do.
Create PDFPrintBy Eve Kaplan, Certified Financial Planner™ Do you manage your own investments? If so, you may be making one or more of these common mistakes: 1) you have an extreme portfolio that’s a poor fit with your needs, 2) you have too many overlapping holdings and/or 3) if you’re married, one spouse (often the […]
Don’t Make These Investment Mistakes!
Create PDFPrintBy Eve Kaplan, Certified Financial Planner™ The investment world is a confusing, opinionated and noisy place. Here are 2 classic investment mistakes that are very common: 1) trying to time markets and 2) stock-picking your way to investment success. Mistake One: Thinking You Can Time Markets (And Do Better Than the Average Investor) Markets […]
(Financial) Things To Do Before You Die
Create PDFPrintBy Eve Kaplan, CFP® Unless you have a terminal illness you probably do NOT know when you will die. Accordingly, these tips are geared toward all individuals who hold investments, insurance, pensions and/or real estate and who want to pass these to a surviving spouse or other family members. Some of these steps may […]
5 Lessons Learned from the 10 Year US Bull Market
Create PDFPrintBy Eve Kaplan, CFP® We’re celebrating 10 years of a remarkable bull market in US stocks. Here are 5 lessons reinforced during this time: Lesson 1: Stay the Course When Things Get Rough The 2008-09 crash seemed to be The End of the World because the entire banking system (with knock-on effects worldwide) was […]
Does It Pay Off To Invest In A Financial Plan?
Create PDFPrintBy Eve Kaplan, CFP® Professional Does it pay off to have a financial plan in place? Thanks to a number of new studies, it’s possible to answer this question clearly and unambiguously: Yes. One such study by Morningstar* tracked households over 15 years and ranked their financial soundness and the quality of their financial […]
Women – Especially “Suddenly Single” Women – Are At Greater Risk of Outliving Their Money
Create PDFPrintBy Eve Kaplan, Certified Financial Planner™ Women run a higher risk of outliving their money in retirement than men. The risk is even greater for single women – especially women in the lowest pre-retirement wage earning quartile (meaning the lowest 25% of wage earners). In addition to low income-earning women, women who are “suddenly […]
Four Simple Steps To Improve Your Financial Health
Create PDFPrintBy Eve Kaplan, CFF® Professional Here are four simple steps to improve your financial health. If you’re working with a financial advisor, you should be in good hands because these potential pitfalls should have been addressed from the get-go. A Certified Financial Planner ™ specializing in comprehensive planning is the best professional to help you. […]
The Powerful Positive Financial Impact Of Delaying Retirement
Create PDFPrintBy Eve Kaplan, CFP® Practitioner New data show the powerful positive financial impact of delaying retirement by even just a few months. Postponing retirement even by a month – for some – can equal or exceed the positive impact of saving more each year for 10 years while working. This is great news especially […]
Better Annuities Are Fixed Annuities
Create PDFPrintby Eve Kaplan, Certified Financial Planner ™ In my prior article I explained the kinds of annuities that are “bad” or “ugly” for investors: virtually all variable annuities, including indexed annuities (that are misleadingly categorized at a type of fixed annuity). My objections have to do primarily with cost and the fact that they often are […]