by Eve Kaplan | Nov 5, 2018 | Annuities, Investing, Retirement Planning, Senior Citizens
by Eve Kaplan, Certified Financial Planner ™ In my prior article I explained the kinds of annuities that are “bad” or “ugly” for investors: virtually all variable annuities, including indexed annuities (that are misleadingly categorized at a type of fixed annuity). My...
by Eve Kaplan | Sep 27, 2018 | Annuities, Fee-Only Financial Planning, Fiduciary Standards in Financial Planning, Retirement Planning
Annuities can be good, bad or downright ugly. How can you tell if your annuity is good, or if you should consider purchasing one? And what’s an annuity, anyway?. In this two-part series, I’ll begin with a review of the “bad and ugly” annuities (most variable...
by Eve Kaplan | Nov 22, 2016 | Annuities, Fee-Only Financial Planning, Fiduciary Standards in Financial Planning, Financial Planning, Retirement Planning
by Eve Kaplan, Certified Financial Planner(TM) Is a lump sum offer from an employer a better choice than a pension annuity for life? The former provides an immediate up-front amount (say $300,000), but the pension annuity gives you a stream of payments for life...
by Eve Kaplan | Jun 23, 2015 | Annuities, Fee-Only Financial Planning, Fiduciary Standards in Financial Planning, Financial Planning, Investing
By Eve Kaplan, CFP® Professional Are annuities Good, Bad or Ugly? It depends on your needs, and on the type of annuity. An annuity is a lump sum of cash invested to produce a monthly stream of income for a fixed period or for life. The income can start now (immediate...
by Eve Kaplan | Mar 27, 2015 | Annuities, Fee-Only Financial Planning, Financial Planning, Investing, Investments, Mutual Fund Loads
By Eve Kaplan, CFP® Here are the top 11 investment pitfalls I often see individuals AND advisors committing. (note: I’ll be discussing these in detail at a complimentary lecture at the Bernards Township Library on Thursday April 30, 7-8:30 pm; please call Lynne Hilf...
by Eve Kaplan | Jul 9, 2014 | Annuities, Estate/Elder Planning, Financial Planning, Financial Planning for Women, Investing
By Eve Kaplan, CFP® Are you a single woman (widowed, divorced or never married)? If so, your financial planning needs are greater than the average couple or single man. Why? You will live longer than the average man but you typically have less money to do so. In other...
